Take Over a Low-Rate Assumable Loan in Arizona
Skip today's high interest rates. Assume a seller's existing VA or FHA mortgage at 2-4% and save hundreds every month. We'll find eligible homes for you.
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The Smart Buyer's Advantage
What is an Assumable Loan?
An assumable mortgage lets a qualified buyer take over a seller's existing home loan — including its original interest rate. With today's rates near 7%, assuming a 3% VA or FHA loan can save you tens of thousands over the life of the loan.
Lower Interest Rate
Inherit rates as low as 2-4% instead of paying today's 6-7%.
Lower Monthly Payment
Save $500-$1,500+ per month compared to a new mortgage.
Faster Closing
Often less paperwork than originating a brand new loan.
Eligibility
Which Loans Are Assumable?
- VA Loans — assumable by any qualified buyer (veteran or civilian) with lender approval.
- FHA Loans — assumable with lender qualification, regardless of buyer's veteran status.
- USDA Loans — assumable in many cases for rural Arizona properties.
- Conventional Loans — generally NOT assumable.
Why Work With Us?
Stephen Levesque is a U.S. Army veteran and Arizona's leading specialist in VA and assumable mortgage transactions. We've helped hundreds of buyers structure assumable deals — and we know exactly how to negotiate them.